SignUp

Think

• FMPs are highly tax efficient and can prove a preferred choice over Safe Fix Deposit. So if one is looking for a Fixed and a tax efficient product FMPs are one of the best options.
• Also, as the current high interest rate scenario has translated into high returns on fixed income investments. Locking in the current high rates of interest a good idea.

Reinvestment risk :

• If interest rates have fallen by the time the investment matures, the investors will have no choice but to reinvest at a lower rate. This risk, where one is compelled to opt for a lower rate than the one he had been getting, is termed the reinvestment risk. At the current juncture, this is one of the biggest risks.

• A fixed duration product, such as a fixed deposit or a fixed maturity plan, magnifies this risk because the money is paid on maturity. However, if you invest in an open-ended debt mutual fund, you don't need to withdraw the money till you require it.

• Suppose you invest in a fund that has holdings with an average yield of 10%. If interest rates are down by 2% by July 2012, you will not only get the 10% yield, but also earn capital gains that the fund might generate at that point of time. If you continue to stay invested, you will keep earning 10%.

• While FMPs usually have maturity periods of 90, 180 and 370 days, the effective investment period for an investor is typically a little longer. Since FMPs are open for subscription only on certain dates, you may have to park your funds for four to seven days in a liquid fund while you wait for the right FMP to invest in.

• When the FMP finally matures after, say, 90 days, you realise that you don't really need the money at that point of time. So you park the proceeds in a liquid fund for some time till you find the right investment option. Thus, effectively, you are investing for a 100-110 days period. For nearly 10-20 days of this period, your money was earning less than it could have.
 

Formula 1 clothingchemise f1mercedes kappecamisa mercedescamicie F1
Koop je goedkope voetbalshirts online bij Fanatics. Koop de officieel gelicentieerde basketbalshirts, evenals voetbalshirt met naam in replica. Dit premium uniform heeft basketbal kleding kind een lichtgewicht, zweetafvoerend ontwerp dat je helpt om snel op het veld te blijven. Pas het aan met het logo, de nummers en kleuren van mlb kleding uw team.Een basketbaluniform is een soort uniform dat wordt gedragen door basketbalspelers. Basketbaluniformen bestaan ​​uit een shirt met het nummer goedkope fietskleding en de achternaam van de speler. Winkel Old Dominion University Goedkoop Lacoste polo shirts, Shorts, T-shirts en meer in de winkel. Flat-Rate Shipping.Men Houston Rockets James Harden Icon Edition Swingman Jersey.